Business
Financial results of banks in the first half of 2026
Major Italian banks report rising profits in the first half of 2026, exceeding expectations.
Monte dei Paschi di Siena (Mps) closed the first half of the year with a net profit of €1.1 billion, an increase of 25.3% compared to the same period in 2025. The Cet1 capital ratio rose to 16.3%, offering 'broad strategic flexibility', as reported by ANSA and Il Sole 24 ORE.
Generali reported a profit of €2.5 billion, surpassing gross premiums of €53 billion. The Combined Ratio increased to 91.5%, according to information provided by ANSA.
Cassa di Ravenna saw its profit rise by 4.14% in the first half. Additionally, there was a reported increase in loans to households of 62.2% and a growth of 92.1% in disbursements to businesses, as noted by ANSA.
For the five major Italian banks, including Intesa Sanpaolo, Unicredit, Banco Bpm, Mps, and Bper, a total net profit of over €15 billion was recorded, marking the best result ever in the first half of 2026, according to Rai News.