Politics

Schufa faces class action lawsuit over data storage

Schufa is under pressure due to the retention of outdated credit data and must prepare for a class action lawsuit.

26 August 2026Tagblick Newsdesk

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Schufa faces class action lawsuit over data storage — Photo: Christoph Scholz · Flickr · BY-SA

Schufa, Germany's largest credit agency, is facing legal consequences. The allegations center around the so-called shadow database, which stores historical data. The non-profit European data protection organization NOYB has announced plans to take legal action against the company.

According to NOYB, Schufa has been formally warned. The warning demands the deletion of these data, which are considered problematic. Data protection advocates particularly criticize the storage and use of outdated information regarding consumers' creditworthiness.

The discussion around data storage and data protection has now led to serious legal steps. NOYB is preparing a class action lawsuit, which implies further conflict in the area of data protection. The legal disputes could have far-reaching consequences for Schufa.

Schufa has yet to respond to the allegations. The situation remains tense, as other data protection organizations are voicing similar concerns. These developments are part of a broader debate about handling personal data and consumer rights.

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